Classic/Antique Cars
Our team at Gateway Insurance understands the amount of time and money you've invested in your classic or antique vehicle or hot rod. With this investment of time and money comes a special kind of coverage for all those custom parts and pieces. We know not all classic or modified cars are used the same. We will work with you to select the most appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs.
Policy Feature Definitions
- Restricted Use means you drive your collector car a low number of annual miles. This is type of program for individuals that have other daily use vehicles, but like to drive their collector car on weekends tours, leisurely fall trips, and special events. The insurance rates would be lower to reflect the vehicle's limited use.
- Regular Use means you drive your collector car daily, and you may or may not have other regular use vehicles.
- Agreed Value is automatically provided for your collector car which means you're covered to the insured value, less your deductible, in the event of a total loss.
- Deductible Options means you have a choice of selecting higher deductibles to save additional money on your premium.
- Winter Storage means you can reduce your coverage to Comprehensive only if you store (not drive) your vehicle during the winter months.
- Garaging means your collector car must be stored in a fully enclosed, locking garage.
- Collections means we will insure your entire collection whether it's just one car or 10 or more cars. Your satisfaction is important to us, so we will work with you to make it fit just right.