Disability Insurance
Disability is something most people do not like to think about. But the chance that you will become disabled is greater than you probably realize. According to the Social Security website, a 20-year-old worker has a 3 in 10 chance of becoming disabled before reaching retirement age.
Disability Insurance Overview
Disability insurance is a type of insurance policy that pays monthly benefits when you become unable to work because of a disabling physical or mental reason. You may be able to buy it at work or you can purchase it on your own and pay monthly premiums.
There are numerous types of disability insurance, from bare-bones policies to those with options galore. Your individual coverage will determine when your benefits actually begin, how much you receive, the limitations on your coverage and how long you can receive benefits.
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