Motorhome Insurance
Auto Insurance vs. RV Insurance: know the difference!
RVs and motorhomes are a significant investment and should not be overlooked. It's important to protect your vehicles, as well as yourself from situations on the road. The Gateway Insurance team can help you select the best and most affordable coverage for motorized recreational vehicles and towable RVs, including:
- Conventional travel trailers,
- Fifth-wheel travel trailers,
- Folding camper trailers,
- Truck campers,
- Type A motorhomes,
- Type B (van campers),
- Type C motorhomes (mini motor homes), and
- Sport utility recreational vehicles.
Most insurance policies provide the following additional coverages, specifically for your 'home on wheels':
Total Loss Replacement – This coverage replaces a "totaled" RV with a new model of similar make and quality.
Replacement Cost Personal Effects – There are many valuable items kept in our '"home away from home," this coverage pays for the replacement of personal items in your RV that resulted from a covered loss, including cameras, cell phones, clothes, etc.
Full Timer's Package - This is an extra coverage for customers who use an RV as their home.
Vacation Liability – When you're parked at your vacation site, you may be liable for the surrounding area. This coverage pays for any Bodily Injury and Property Damage losses that could occur.
Emergency Vacation Expense – If your RV is damaged while you're on the road, this coverage will pay for hotel and transportation expenses due to a covered loss.
24-Hour Roadside Assistance - Assistance for disabled vehicles, and we'll be sure to send a tow truck that can handle the size of your RV.